If you or your Financial Consultants are active in the fixed-income market, then you'll get all the support you need from RBC Dain Correspondent Services. Specifically, you'll have complete access to RBC Capital Markets Corporation's Municipal Markets department, a national leader in fixed-income trading, sales and public finance.

We make it easy for you to do the fixed-income business you want. RBC Capital Markets Corporation is the nation's tenth largest municipal underwriter, and maintains one of the largest and most competitive fixed income inventories available. As our correspondents, you and your Financial Consultants can simply use a search screen to sort through this inventory and execute orders directly from your workstation.

RBC Capital Markets Corporation's Municipal Markets department offers you an abundance of advantages, including:

Availability of products — RBC Capital Markets Corporation makes markets, maintains inventory and participates in new issues in the following securities:

• Government and Government Agency Securities
• Municipal Bonds
• Corporate Bonds
• Preferreds
• Mortgage-Backed Securities
• Insured Certificates of Deposit
• Unit Investment Trusts

Product expertise — With offices throughout the country, RBC Capital Markets Corporation has built an expertise that gives us a singular advantage in gathering and evaluating information on bonds issued in the areas we serve. Municipal Markets has nearly 100 traders/underwriters, 20 research analysts and strategists, and more than 100 institutional sales professionals working in both tax-exempt and taxable products.

We also have 125 professionals on our banking team and rank in the top 10 in negotiated senior managed underwriting, co-managed underwriting and financial advisory work. With approximately 30 Municipal Markets offices in 21 states, we have a team of professionals who know the nuances of the fixed-income market.

Expert advice — Our Municipal Markets Trading and Service area will personally assist you in choosing the best bonds for your clients, constructing bond ladders and developing other strategies. Our staff of MBAs and CFAs includes a group of senior traders with an average of nearly 20 years of fixed-income experience.

Technology — Through BondDesk, you can view fixed-income offerings with the touch of a button on your desktop. Fixed-income offerings are "live," which means you can buy bonds without worrying about incorrect quantities being listed for sale.

Service — To provide the type of service you deserve, we don't wait for you to call us — sometimes we contact you. If there is an offering that we think you are interested in, we pick up the phone and let you know about it. We also send out "Fixed-Income Offering Sheets," and host conference calls. We can even speak at your sales meetings, if you like.

In short, we do whatever it takes to help you get more fixed-income business. And we can do a lot.